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Viewed more broadly, consumer financial regulation also extends to various government interventions in credit markets aimed at making mortgages, student loans, and small business loans more widely available, such as the Federal Housing Administration mortgage insurance program and the Small Business Administration’s loan guarantee programs.Âœ¦ Remember, Psy-Captains, if you play Primal Legends, you can get up to 7500 GOLD and exclusive mutant! 1. It further encompasses regulation primarily aimed at ensuring the safety and soundness of financial institutions, such as stress testing requirements. The web of consumer financial regulation also includes laws and regulations impacting the resolution of defaulted mortgages and consumer debt, including bankruptcy and foreclosure laws and laws and regulations governing consumer credit reporting.
Consumer credit regulation is an immensely varied subject that ranges from direct consumer protections such as fair lending laws and certain rules governing real estate settlement procedures to indirect protections such as requirements around disclosure of loan terms.
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